Financing
M-Oceans offers financing through POSPRO Financial, a Canadian specialty financing company arranging marine and recreational loans since 1997. POSPRO does not lend directly. It acts as a brokerage across a network of lenders, matching your application to an option that suits your purchase and credit profile.
How financing works
You apply once. POSPRO reviews your application, submits it to their lender network, and returns the options you qualify for. Approvals often come within one business day. Once you accept the terms, M-Oceans completes your order and arranges delivery like any other purchase.
What you can finance
Financing applies to most M-Oceans purchases, including electric outboards, inboard and pod-drive systems, the lithium battery systems that power them, and electric boat conversions. Qualifying products and amounts are confirmed when you apply.
Optional coverage
After financing approval, POSPRO offers optional protection products like extended warranties and loan insurance. These are optional and do not affect your application approval.
Ready to get started?
Financing starts with a conversation with our team. Tell us what you want, and we'll prepare your POSPRO application and handle the paperwork with you.
sales@m-oceans.com
+1 647-969-7870
Financing FAQs
Who provides M-Oceans financing?
Financing is arranged through POSPRO Financial, a specialty financing brokerage based in Ontario with experience in marine and recreational lending since 1997.
What rate and terms will I get?
Rates and terms depend on the lender your application matches and your credit profile. They are confirmed when you apply, not fixed in advance.
Can I apply with non-ideal credit?
POSPRO reviews applications across a range of credit situations and works with multiple lenders, offering more options than a single bank. Approval is not guaranteed.
Who is eligible to apply?
Eligibility is confirmed during your application, based on your location and credit profile.
How long does approval take?
Most complete applications get a decision within one business day.